A Non-Endowed Fund is designed with the ability to spend down the principal. The minimum amount required to open a new non-endowed fund is $3,000. There are no spending requirements except that the fund has to have enough to support the request. Additional funds can be contributed at any time. A fund started with less than $10,000 must be fully funded within three years of the initial deposit. Additional funds can be contributed at any time. No distributions from the fund can be made until the fund has $10,000.